credit card application

[JjjonJ]

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Sadly, I found no one boss.

However, I've found my way to get my own credit card through BPI's Express Credit Card (Secured Credit Card). Once I've proven my credit worthiness, then I will soon get my very own unsecured card

congrats boss. pa swipa ta anang imo card nga naay 100K credit limit. hehe

btaw, lisod jd mag apply og credit card esp if call center employee ka. gina discriminate nila

[sammedriano]

Hahaha lagi. Kalagot kaayo.

wala pa noon ko gakuha sa akong card boss. Maybe within the month guro. crossing my fingers walay lain muabot nga need for funds aron dili malabtan ang para sa secured credit card.

congrats boss. pa swipa ta anang imo card nga naay 100K credit limit. hehe

btaw, lisod jd mag apply og credit card esp if call center employee ka. gina discriminate nila

[JjjonJ]

I had one before about a year ago -- BPI express credit card sd pro gicancel nako ky need nko ang money. Nahan ko mag-apply balik ky gamit kaau ang CC.

[sammedriano]

You shouldn't have canceled it bro. As far as I can remember, BPI will allow you to request for retention and release of hold-out deposit within 6 months to a year, depending on how you handle your finances. You should already have an unsecured card by now hehe

Sabay ta kuha bro. When man ka mag apply? 80% imong credit line back then?

I had one before about a year ago -- BPI express credit card sd pro gicancel nako ky need nko ang money. Nahan ko mag-apply balik ky gamit kaau ang CC.

[JjjonJ]

You shouldn't have canceled it bro. As far as I can remember, BPI will allow you to request for retention and release of hold-out deposit within 6 months to a year, depending on how you handle your finances. You should already have an unsecured card by now hehe

Sabay ta kuha bro. When man ka mag apply? 80% imong credit line back then?

I didn't know nga pwede diay na nga pwede ra marelease ang money. Anyhow, dugay na sd to mga year 2013 pa.

uu, 80% sa akoa money na naka deposit ang credit limit.

Dunno when ko mag-apply balik. bacin next month pa

[beyee]

I've always been wary of plastics coz I don't trust myself with it lols

However useful jud sya in case of emergency (sale doesn't count as one ha hehehe).

Swipe wisely guys

[sammedriano]

Yep, naa siya bro. I was informed by a BPI Banker in the email

I've been reading pinoyexchange too, and they did the same thing Most of them have a regular card now.

I didn't know nga pwede diay na nga pwede ra marelease ang money. Anyhow, dugay na sd to mga year 2013 pa.

uu, 80% sa akoa money na naka deposit ang credit limit.

Dunno when ko mag-apply balik. bacin next month pa

[JjjonJ]

Yep, naa siya bro. I was informed by a BPI Banker in the email

I've been reading pinoyexchange too, and they did the same thing Most of them have a regular card now.

cool! Apply na ta. Do you know if naay ngani sad ang BDO?

[sammedriano]

As per BDO's email representative; they no longer offer secured credit cards.

For sure, within the month, magkuha na jud ko bro.

cool! Apply na ta. Do you know if naay ngani sad ang BDO?

[Lostsoul]

Naay agent ngari.. nahan ta ko mo apply??