HI pips .... I will be going to camtoes next saturday ... & might be staying in payag resort. Nkakita man ko ug taxi gud nga naay picture sa payag ... its very nice man & murag mas cheaper sya compared sa santiago & magudlong ... ang santiago man gud kuno naa situated sa hill so kinanglan pka manaog going sa shore, while ang payag resort - beachfront jud ilang mga cottages ... i will let you know how it is after next week when i come back that if you guys are interested ...