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  1. #1

    Default ask lang ko about loan, please read.


    naa bay mag pa utang ug kwarta then ang e collateral kay motorcycle nga worth 90k.?

    ang motorcycle kay under pa sa name sa store kay wala paman na completo ug bayad mga 30% nalang ang kuwang.

    akong agaw man gud kay nangita ug mag pa utang kung naa kay ang kwarta nga iyang utangon iya rapud e bayad sa motor. mahal man gud iyang monthly unya na apiki pajud siya sa trabaho. namasin man gud siya nga kung maka utang siya basin mo monthly lang siya ug 4k below. like 1 year to pay nga loan, naa ba ana.?

  2. #2
    murag wa man cguro mo sugot ana kay nagpabayad pa ka sa motorcycle. murag lisod na nga situation ingon ana kay mo loan ka para sad imo ibayad sa utang, ang ending ana mag apas ka sa imong utang....

  3. #3
    lisod man tingali mangita og lender pra ana ky usually 30-35% (conservative type) ra sa current market price (lahi sa brand new and na used na) ang ma grant if chattel mortgage and kana gadgets ang collateral.

    sa imo nga case, ang allowable loan amount ang imo pa gyud wa nabayran. maybe, mangita ka og lain ika-collateral to suffice ang worth sa i-loan.

    another option is to ask the company itself if they will accept in-house financing with interests. at least, sila mismo kahibaw sa imo standing and if ever you cannot pay, they can resell it easily ky in-line na sa ila business. (Seller's side)

    for your side, check on their interest rates. basi taas ra kaayo. dayon your capacity to pay. if kaya ra mabayran, okay na lang mo loan to save the unit pero if alanganin, pangita lain alternatives ky sayang if sige ka bayad unya ma ty ra diay gihapon in time.

  4. #4
    Ang mudawat ra ana kay kanang kapamilya nimu na adunahan.... Lisud na i collateral kay wala pa amn ma impas..

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