philam life, insular, prulife UK, UITF

[cYbOrG]

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asa ang nindot nga kuhaan ani ug life insurance or any other investment na tag-as ug return
gawas sa time deposit .....pls share..thanks..

[pridi]

its not about the product.... because most of their products are competing.... meaning, murag globe ug smart, mastercard ug visa.... naay perks ang isa, mo bawi pud ang isa.... the biggest consideration u need to think is ang agent nga mo duol nimo.... kung maau bah mo storya nimo.... because no matter how good the product or company u have, and marukoy kaau ang ahente... ikaw as customer ang yayay ana.....

try to canvass each company, unsay services nila.... compare what each product could give u.....


just a share of my opinion.....

[RQL]

good evening.my two cents worth.stay away from UITFs. i had a client friend who got burned and lost a bundle a few months ago.browse each company's websites and compare. dont rush into anything and take time to study.i used to be a life insurance agent and realized while in training that my previous agent's had not been giving me all the information i needed to make the right decision.

bottomline, the younger you are the better!premiums will be cheaper.get yourself covered while you are young!

Good luck!

[marloloy]

if your looking for an investment other than time deposit naa ko suggestion with bigger return (and in less than a year i think). im an insurance underwritter for a non-life insurance company but since dili non-life insurance imo gipangita i will refer you to our sister company . if your interested pls. PM me

Our mother company is not listed in your subject but in case you want to know all i can say is "Your in good hands with....."

@ pridi: you really need to talk to good agents, reliable & honest & who is connected with reputable companies.

@ RQL: maybe your dealing with unreliable ppl thats y you didnt get all the infos you needed.
yes, in life insurance and pre-needs age matters the younger you are the cheaper your premium will be.

hope this helps...

[evangareth]

for investment purposes you buy a mutual, particularly Philam Life Mutual funds. there are different kinds of funds depending on the type of investor you are and ur appetite for risks.

This is how PAMI funds performed last year (2006):

1. PHILAM Dollar Bond Fund, Inc. - 8.62%
2. PHILAM Bond Fund, Inc. - 14.48%
3. PHILAM Managed Income Fund - 3.08%
4. PHILAM Strategic Growth Fund - 43.32%
5. PHILAM Fund - 36.90%
6. GSIS Mutual Fund - 43%

2006 was considered a record-breaking year for the stock market with PHISIX at all time highs. 2007 is a promising one and could even surpass 2006 performance. So if you want to ride on with the economic boom and make money out of it. I suggest you invest in mutual funds now.

PM me for more info.

[eignav2000]

Hi, I am a full time financial consultant. I do consultation most of the time to businessmen in Cebu City but I also have few self-employed professional and key employees... I would like to see you and hope that I can also help you with your inquiries... I just want to meet you and no commitments.. at the end of our discussion, it's you who makes the decision and the good news is, you have more information that's coming from one of the expert in this particular industry that you're inquiring about. Please txt or call me at 0918-5899916. thanks

[edaringay]

Hi...I fell interested about the topics you've posted and I'm very much willing to help you. I'm Edgar C. Aringay, a Unit Manager of Philamlife-Cebu, Phils... Please read the topic I've posted "MONEY TREE - Philamlife Best Selling Investment Product". For you to understand more & learn some of our life insurance & investment products, please give me your contact number and I will call you right away. Thanks and God Bless......

[cYbOrG]

n the end i went to a hulugan style of investment...coz i cant spit a 50k one time investment...i went for 3k a month for 5 yrs..do u thnk it was a sound investment?

[cYbOrG]

i guess not..waaaaaaaa

[jobhim23]

prulife uk brought variable insurance in the philippines.

yeah, products are competing. but with prulife uk's 150yrs in the business and with over $530Billion worth of managed funds(despite titanic and 2 world wars), i think ur better of with pru.

in prulife, we dont sell products. we ask u what u need. we give u the options. you decide. we facilitate.

the most rewarding thing of being a financial consultant with prulife, is during the time we get back to you, bringing your check when you need it.

as to investments, we ask you to answer a few things to determine which fund you are fitted to invest.