Originally Posted by
mckoy_slipstream
thru the web and we start with what we have. let me tell you something. there are about 30,000 people here in the country who have contracts with odesk. and almost 3 million worldwide. do you think that even 1% of that population would waste a minute of their time on the web without profit? even DOTA players would love to kill someone before logging off.
im the type who hates permits that's why i chose to be a stock trader working at home. but dont mislead the idea of your ofw bank comparing it to odesk or freelance.com. I'll check that sites out
ofw bank, you envisioned that, the word "bank" itself is a depository of money, base on what you've been posting. dont judge that people are itching to earn. they just want to know if investments will be favorable. that's how it is. that's like the basis an ofw went abroad. he didnt want to be a samaritan, he needed to earn money and has assess that being an ofw is a great way to earn money. base on your post, there will be houses that will be built, educational plans, real time transactions, SALN. how can this be when we all just browse the web. people will need paypal, or some sort of visa card with money on it to transact online. and they are not fools to put money on a pool without knowing how to get the money back. even Manny Pangilinan and the Pacman himself who has billions would love to know if such undertaking will be beneficial. dont tell people to forget what we learn in school. why? are you saying that people shouldnt go to school anymore? i dont know if your an ofw or your just mocking them. ofw bank with zero cost? eh anu yung internet? that is cost already? what about the time they do on the web? and are majority of ofw adept in using online process? who will teach them? ikaw? who will pay to program that monitoring system of yours for the ofw bank transaction? how will the ofw bank financed housing projects? by pooling money from other ofw? grant loans to fellow ofw? You are still using and thinking the traditional way of doing things, as I said, start with a clean slate. Ask yourself, I want to achieve this "LIST", I have nothing except the internet in front of me, what business can I do. what would I need ??
eto man ang concept mo. established a network of friends and ask money from them to help a fellow within the network. its like saying that you added a friend on facebook and a minute later he tried to loan money and you, in return, sent message to your entire friend's list and ask them some proportion of money to give to that person. and now, they do send money. process done. transactions are recorded thru that chat box. have you ever thought that people can be open minded, but not stupid? who has the sane mind to give money to someone they dont even know? it is nothing like that, it is simplier than you think
and this process alone entails a working account. how do you intend to circulate the money involved? how will you gather the money from the samaritans? thru LBC or thru a specialized channel solely designed by you for that ofw bank. for real, if you ask me money, how will you get it from me? can i text you the money? email you the money? instagram? send it thru lbc? or are you going to give me your bank account? It is nothing like that, it is a lot simplier than you think
you seemed to be inside the matrix. well, this is the real world. and real world needs real answers to real problems. not principles. people have principles, but principles wont feed a hungry child or send them to school.
"we will create our own rules" - sounds like anarchy to me. try not to pay your bills, internet or electricity, unsa mahitabo? try to setup your ofw bank without network protocols and commonly used infrastructures kaha? unsa mahitabo? this is not about creating your own rules kay if you dont follow basic rules even on the web or not paying bills, there will be repercussion. dont tell me your going to create your own police force as well? but then again, youll circle back to principles, human na ka sa taoist principles. bantay lang.
Mckoy,
Thank you for taking so much of your time and effort to trying to shed light to what I am proposing. Try to dwell on simple things and avoid the complications first. Recall the "virtual secretary" has already done away with "permits" and everything. As I said, the mechanism of money making is the easy part. The returns are not as fast as the normal "interest rates" - yet people would not mind, after all they did not "invest" anything. It is like working with nature, planting the seed, wait till it grows, nurture and water it till it is fully stable.
The organizational part needs some control mechanism. Once people understand how it works the simplicity of the mechanism will draw them in. They will even try to jockey-in which positions to take.(Sort of Privilege of the "First Born") How and where to allocate them is the challenge? Who is best to serve what? I have am trying to design system with "TRUST" out of the equation, there are still some snags that need to be sorted out. A system of operation where key-people are mere "facilitators", and progress of transactions transparent, even to BIR. (A process flow pre-defined similar to manufacturing processes, thinking process is reduced and even removed. People don't have to think anymore, semi-automated)
Nest, assume for a moment, that all of a sudden - money was gone? Or all of a sudden, money was without value? There was a world wide economic collapse that money had no value for whatever reason. A hypothetical question but that will start you tinkering for solutions where in cannot be learned in school. A kind of scenario, wherein the Gold in Fort Knox was not really there, somehow, it was moved somewhere, disappeared!! How would you address a scenario such as this. The paper money in whatever denomination has no value. The gold standard is "gone", gone is the gold..now do you think that can happen
Doing things differently
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