In my fave-o-meter:
1. julie's - hands down the best among the three. I ♥ their soft pandesal, sliced and pineapple bread.
2. san jose - pandesal at the wee hours of the mawnin' is what I look forward to.
3. arbees - their ham and cheese bread is yummy when it's hot
I can't include tinong's since I haven't tried their
bread yet.