i might be able to help you if you are interested in the above mentioned or in helping other people.
i know one of the major concern of the people is the amount they start with and that is not a problem. we can always work with you have. and it's possible to start with less than 10T.
you can email me at
chef_leslie22@yahoo.com
or text/call me at 0922-824-3339
and I'm proud to say that I'm connected with PhilAm Life. even if you're not interested in PhilAm that's fine I'll still glady answer any questions you have for as long as it's something I know about. This is mainly to reach out to people. to help give awareness to people on how important these things are. i've learned this from first hand experience when i lost my dad 3 years ago. my dad was the breadwinner, my sister a pharmacists earning a measly 9k/yr and my brother and I were still students and our mom has never worked a day in her life.