Hello rainne,
You have an interesting question. I hope that my answers help you in your consideration.
Ideally, money should not be a big factor in a relationship. As long as you spend Time being together, that should be enough. No matter where you go, what you do, even just sit lang and talk awhile-- just being together should be enough.
But the reality is, money is indeed a big factor in today's setting especially if we are talking about nurturing a SERIOUS relationship that will eventually lead to marriage and family life.
So rainne all I am saying is let not the lack of money stop you from simply falling in love, being in love and being loved...
BUT...
If you're planning to take the next step, go to the next level of your relationship, YOU SHOULD SERIOUSLY CONSIDER if you are both stable and ready to deal with whatever consequences that can happen in a relationship. A relationship is as complicated as the two people who are in it. There will be problems, there are always problems.
Please evaluate your life right now, see if there are personal areas that right now need your attention, focus and improvement. What I am saying is perhaps it is better YOU SHOULD TAKE CARE OF YOURSELF, FIRST.
Being self-reliant and independent can help you in getting ready.
A relationship should happen at the right time with the right person, and you can make it happen.
Wishing you all the best in Life and in Love!