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  1. #11

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD


    Quote Originally Posted by tokidoki_v2.0 View Post
    ^^ dili na sila ka auto debit sa laing accounts bro.
    maka debit kuno kay sila ra man sa credit card ang mu set ug interlink sa uban accounts..

  2. #12

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    ^^

    1) only if you personally linked it. the bank cannot do that for you
    2) if you do it the paper way, you need to submit a signed form authorizing that the debit take place. mura mana siya binding agreement.

    if all else fails. iwithdraw tanan kwarta para wlay makuha

  3. #13

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    wait i stand corrected. if it is represented by the same person linked diay. murag baga gi extend ra imong savings.

    but if it's in another branch murag dili pwede.

    not sure which is which though.

    kai sa akong mga bank accounts di mana mo appear ang accounts akong gi own unless i enroll/register it as belonging to the same person.

  4. #14

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    Quote Originally Posted by yonnis1980 View Post
    the fact is i never applied for a credit card with them.

    unya karon, ila na nuon ko padalhan ug bill for annual fee.. ako na nuon may utang nila..

    wa man gani ko ikapalit ug brip.. naunsa..
    uhm naglibog ko.. why ka gipadalhan og bill for annual fee? waive ang first year sa credit card and if dili nimo iactivate ang credit card walay bill isend nimo. maactivate ang credit card if imo na gamiton, since wala man kaha nimo gigamit so deactivated pa to.

    akong banks sigeg offer nako na upgrade akong card pero mobalibad man ko. mo offer sila og higher credit limit pwde raman balibaran.

  5. #15

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    ana gyud bro.. ill close all my accounts with them. they can give me a credit card afterwards.

    Quote Originally Posted by CocoCrunch View Post
    uhm naglibog ko.. why ka gipadalhan og bill for annual fee? waive ang first year sa credit card and if dili nimo iactivate ang credit card walay bill isend nimo. maactivate ang credit card if imo na gamiton, since wala man kaha nimo gigamit so deactivated pa to.

    akong banks sigeg offer nako na upgrade akong card pero mobalibad man ko. mo offer sila og higher credit limit pwde raman balibaran.
    they sent me a credit card before. so i called them by phone and complained that i never applied for one. i asked if i need to return the plastic, they said nga maski dili ra if dili nako gamiton, anyway dili man ma activate. i let that statement as closure to the matter.

    then today, i got a mail delivered by a letter carrier, containing the billing statement for the annual fee of a certain gold mastercard with a credit limit of 100K.

    i do have have such card, i never use such card.

    i called 89-100.. the voice prompt asked me to enter a 16 digit credit card number...wtf....

  6. #16

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    Dako na siya na sayop unless naay ni apply ug credit card under your name na lain ang ga enjoy diya hehehe .
    " A well regulated militia being necessary to the security of a free State, the right of the People to keep and bear arms shall not be infringed. " - 2nd Amendment , Bill of Rights of the United States of America

  7. #17

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    naa naka'y physical card ani or wala? wa ko kakuha kaayo....

    i got a billing statement ganiha bro for annual membership fee of a card i never have.
    if you never had one, why on gods green earth would you have a billing statement? ? ?

    if you accepted the card, you will still have to pay the "annual membership fee"...



    .

  8. #18

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    ^^ bro this is not impossible. sa una ang standard chartered card nako akong gipacancel on feb. pag july i got a billing statement for annual fee.

    aw, yawyaw gyud ko sa mga leche. simpol follow cannot instruction!

    kabalo ka unsay sulti sa officer sa hotline? wala daw silay nadawat na request na ipacancel. HELLOOOO

    so na cancel na gyud? the following month i got a follow up billing statement of the reversal however the notes show that the card was cancel on july - the month i complained.

    i tell you bai, lipat lipaton lang lagi ka aning mga yawaa!

  9. #19

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    Quote Originally Posted by kit_cebu View Post
    naa naka'y physical card ani or wala? wa ko kakuha kaayo....



    if you never had one, why on gods green earth would you have a billing statement? ? ?

    if you accepted the card, you will still have to pay the "annual membership fee"...



    .
    mao gani. since waive ang first year sa credit card and dili na siya billan if dili maactivate ang card. maactivate lang ang card IF imo na siya gamiton.

  10. #20

    Default Re: BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

    btw i once worked in a bank and i have bpi credit card, debit/cash card and save up.lol

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