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  1. #1

    Default PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.


    Hi I am belle from AZB Marketing an accedited service provider of Chinatrust Bank.


    Loan amounts starts from minimum of P20,000 and up to a maximum of P1,000,000 (subject to credit approval).


    It's Interest rate is as low as 1.39% up to a maximum of 1.79% per month ( it's still lower versus credit cards interest rate of 3.5% )


    You have an option to choose from 4 different payment terms: 12, 18, 24 and 36 equal monthly amortizations through Post Dated Checks.


    PERSONAL LOANS: NO-COLLATERAL / NO CO-MAKER!!!!!!!!!!!!!


    QUALIFICATIONS:


    SALARIED INDIVIDUALS:
    1. Must be 23 to 60 years old** upon loan maturity
    2. With a minimum gross monthly income of P 15,000.00 for Metro Manila-based applicants or P10,000.00 for provincial-based applicants
    3. Must be with the current company for at least one (1) year on a regular/permanent status
    4. With office landline
    5. Must be Filipino citizen

    *
    61 to 65 years old upon loan maturity may be allowed if verified with employer that retirement age is 65 years old. Borrowers who are more than 60 years old upon loan maturity must also submit a photocopy of Credit Life Insurance.



    SELF-EMPLOYED INDIVIDUALS:
    1. Must be 25 to 60 years old** upon loan maturity
    2. With a minimum gross monthly income of P 15,000.00 for Metro Manila-based applicants or P10,000.00 for provincial-based applicants
    3. Business must be registered existence of operation for at least three (3) years for Trading and Services industry or five (5) years for other industries
    4. With office and home landline and/or mobile number
    5. Must be a credit cardholder
    6. Must be Filipino citizen


    There are only few requirements. You may submit photocopies of the following:


    For SALARIED INDIVIDUALS :
    1. Completely filled out application form.
    2. Photocopy of Latest Income Tax Return ITR/ BIR Form 2316
    3. Photocopy Company ID with 3 spicimen signature and Government ID.
    4. Photocopy Latest (3) three months pay slip
    5. Photocopy of Certificate of employment - COE
    6. Photocopy of 3 months Bank Statement (for non-top)




    For SELF-EMPLOYED INDIVIDUALS:
    1. Completely filled out application form.
    2. Photocopy of Latest BIR Form 1701
    3. Photocopy of unexpired Certificate of Registration from the Department of Trade and Industry (DTI)
    4. Photocopy of Latest two (2) months credit card statements
    5. Photocopy of Latest six (6) months bank statements of account/s
    6. Photocopy of the face of credit card
    7. Photocopy of two (2) government-issued ID's with photo


    A-10-TION!!!!!!

    QUALIFICATIONS FOR CALL CENTER AGENTS :

    1. Must be 26 to 60 years old
    2. With a minimum gross monthly income of P 25,000
    3. Must be with the current company for at least three (3) years on a regular/permanent status
    4. With office landline
    5. Must be Filipino citizen

    REQUIREMENTS FOR CALL CENTER AGENT :


    1. Completely filled out application form.
    2. Photocopy of Latest Income Tax Return ITR/ BIR Form 2316
    3. Photocopy Company ID with 3 spicimen signature
    4. Photocopy Latest (3) months pay slip
    5. Photocopy of Certificate of employment
    6. Photocopy of 3 months Bank Statement (for non-top)
    7. Proof of billing


    (you can submit the original upon submission of application or you can forward it upon loan availment) You may send your application through fax.


    Amortization Table
    LOAN AMOUNT
    (in Pesos)
    12 months
    18 months
    20,000.00
    1,944.67 - 2,024.67
    1,389.11 - 1,469.11
    50,000.00
    4,861.67 - 5,061.67
    3,472.78 - 3,672.78
    100,000.00
    9,723.33 - 10,123.33
    6,945.56 - 7,345.56
    200,000.00
    19,446.67 - 20,246.67
    13,891.11 - 14,691.11
    300,000.00
    29,170.00 - 30,370.00
    20,836.67 - 22,036.67
    400,000.00
    38,893.33 - 40,493.33
    27,782.22 - 29,382.22
    500,000.00
    48,616.67 - 50,616.67
    34,727.78 - 36,727.78
    600,000.00
    58,340.00 - 60,740.00
    41,673.33 - 44,073.33
    700,000.00
    68,063.33 - 70,863.33
    48,618.89 - 51,418.89
    800,000.00
    77,786.67 - 80,986.67
    55,564.44 - 58,764.44
    900,000.00
    87,510.00 - 91,110.00
    62,510.00 - 66,110.00
    1,000,000.00
    97,233.33 - 101,233.33
    69,455.56 - 73,455.56

    LOAN AMOUNT
    (in Pesos)
    24 months
    36 months
    20,000.00
    1,111.33 - 1,191.33
    833.56 - 913.56
    50,000.00
    2,778.33 - 2,978.33
    2,083.89 - 2,283.89
    100,000.00
    5,556.67 - 5,956.67
    4,167.78 - 4,567.78
    200,000.00
    11,113.33 - 11,913.33
    8,335.56 - 9,135.56
    300,000.00
    16,670.00 - 17,870.00
    12,503.33 - 13,703.33
    400,000.00
    22,226.67 - 23,826.67
    16,671.11 - 18,271.11
    500,000.00
    27,783.33 - 29,783.33
    20,838.89 - 22,838.89
    600,000.00
    33,340.00 - 35,740.00
    25,006.67 - 27,406.67
    700,000.00
    38,896.67 - 41,696.67
    29,174.44 - 31,974.44
    800,000.00
    44,453.33 - 47,653.33
    33,342.22 - 36,542.22
    900,000.00
    50,010.00 - 53,610.00
    37,510.00 - 41,110.00
    1,000,000.00
    55,566.67 - 59,566.67
    41,677.78 - 45,677.78

    Notes:

    • Monthly Add-On Rate ranges from 1.39% to 1.79% across all loan terms.
    • Effective Interest Rate ranges from:

      29.48% to 37.54% for 12 months
      29.33% to 36.98% for 24 months
      29.57% to 37.45% for 18 months
      28.58% to 35.78% for 36 months
    • These are indicative rates only. Actual figures may vary and are subject to
      change without prior notice.


    ADDITIONAL INFO :

    NOTE: You are not allowed to apply or avail a loan if you have cancelled credit card! "unless if you can provide or secure CLEARANCE for your cancelled card" .


    PAHIBALO!!!!!!!!!!!!!


    .............."Please be reminded na if naa cancelled or closed credit card dli jud pwd mka apply. Kay bisan unsaon pag limod2 or bisan dli inyo istorya ma trace ra ghapon na sa bank's c.i personel. Please be honest lang guys kay pra dli ta mag waste ug time both imo time and akong time. Kay mao raman ghapon masakpan ra ghapon. Kas2 ra mo sa time, plite, ink(print), photo copy ug uban pa. Please lang guys. Kay sayang jud ang time, Di ta mag waste sato time kay daghan sad bya meg other i meet. Sinabtanay lang ta. Wala najud tay mahimo ug naa namo record. HOPE YOU GET IT!"..........



    By the way if you are not qualified with Chinatrust worry no more i can cater other banks for you like: Maybanks , Planters, Sterling and Eastwest Bank.

    The requirements for Personal Loans can vary by bank: ALL applicants may be required by the Bank to submit other documents not mentioned above. Further, original copies of the requirements may also be requested prior to loan release.

    *So just contact me directly!

    By the way, would you have any officemates, friends or relatives that might be interested?


    Please Contact me with this mobile number : 09322840603.


    Again i'm belle Loan agent looking for a client who wants to avail our personal loan please contact me asap. Please don't text/call me if your not interested with our PERSONAL LOAN.


    This number is for clients only!


    Thank you very much Sir/Ma'am.
    Last edited by iamMaRiEveLh; 10-17-2012 at 09:22 PM. Reason: update

  2. #2

    Default Re: PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.

    up up up!!

  3. #3

    Default Re: PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.

    up for any questions?

  4. #4

    Default Re: PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.

    Up! Good evening!

  5. #5

    Default Re: PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.

    I can also cater other banks if you are not qualified with CHINATRUST BANK..

  6. #6

    Default Re: PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.

    Quote Originally Posted by iamMaRiEveLh View Post
    I can also cater other banks if you are not qualified with CHINATRUST BANK..
    like wat other banks?

  7. #7

    Default Re: PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.

    Quote Originally Posted by jan_mar11 View Post
    like wat other banks?

    -Maybank ,Planters ,Sterling maam.. you want to avail our loan mam?

  8. #8

    Default Re: PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.

    Question: Will you take our ATMs if mo qualify? Also, if dili mo qualify sa Chinatrust, how much man pud ang monthly interest sa other banks (Maybank ,Planters ,Sterling)?

  9. #9

    Default Re: PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.

    Quote Originally Posted by SELF PRESERVATION View Post
    Question: Will you take our ATMs if mo qualify? Also, if dili mo qualify sa Chinatrust, how much man pud ang monthly interest sa other banks (Maybank ,Planters ,Sterling)?


    Ofcorse not i wont take ur ATM that's why we have qualifications to insure nga ang pwede maka loan is surely mka bayad sa ila g loan so no need to take ur ATM's dli mani leanding.. If ur interested and u have the qualification written below u can submit ur requirements and pwd nata mag kita for u to fil-up the application form and i wil be the one to process w/ chinatrust nah.. if ever dli ma approved thats d time nga wil try other banks... By the way NO FEE IS COLLECTED BY THE BANKS OR ANY AGENT REPRESENTATIVE UPON APPLICATION. I hope its clear Sir/ Ma'am So are you interested?

  10. #10

    Default Re: PERSONAL LOAN for CEBU, MANILA, and CAGAYAN CLIENTS.

    Quote Originally Posted by iamMaRiEveLh View Post
    Ofcorse not i wont take ur ATM that's why we have qualifications to insure nga ang pwede maka loan is surely mka bayad sa ila g loan so no need to take ur ATM's dli mani leanding.. If ur interested and u have the qualification written below u can submit ur requirements and pwd nata mag kita for u to fil-up the application form and i wil be the one to process w/ chinatrust nah.. if ever dli ma approved thats d time nga wil try other banks... By the way NO FEE IS COLLECTED BY THE BANKS OR ANY AGENT REPRESENTATIVE UPON APPLICATION. I hope its clear Sir/ Ma'am So are you interested?
    VERY interested... dugay man gud kaayo ang akoang SSS mo post pwera gaba oi....... huhuhuhuhuhu..............

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