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  1. #21

    Default Re: Life Insurance=Income Replacement


    today is a blessing!

  2. #22

    Default Re: Life Insurance=Income Replacement

    historical day today! my favorite prince getting married to the love of his life!ü

  3. #23

    Default Re: Life Insurance=Income Replacement

    Get Insured NOW!,while its cheaper and easier to get approved!

    Comparison for 500k life coverage + 500k shield (covers 31 critical illnesses, eg. cancer,heart attack,dengue,parkinsons,etc.):
    35 yr old male 6,000 annual premium
    60 yr old male 40,000 annual premium

    in case the applicant have been diagnose with illnesses already before or during application, he might not get an approval anymore or he might but with additional premium rate.

    So, get insured NOW!
    Last edited by annabelle; 05-02-2011 at 01:57 PM. Reason: correction

  4. #24

    Default Re: Life Insurance=Income Replacement

    The John Gokongwei Story

    I was born to a rich Chinese-Filipino family. I spent my childhood in Cebu where my father owned a chain of movie houses, including the first air-conditioned one outside Manila. I was the eldest of six children and lived in a big house in Cebu ’s ForbesPark. A chauffeur drove me to school everyday as I went to San Carlos University, then and still one of the country’s top schools. I topped my classes and had many friends. I would bring them to watch movies for free at my father’s movie houses. When I was 13, my father died suddenly of complications due to typhoid. Everything I enjoyed vanished instantly. My father’s empire was built on credit. When he died, we lost everything-our big house, our cars, our business-to the banks. I felt angry at the world for taking away my father, and for taking away all that I enjoyed before. When the free movies disappeared, I also lost half my friends.

    On the day I had to walk two miles to school for the very first time, I cried to my mother, a widow at 32. But she said: “You should feel lucky. Some people have no shoes to walk to school. What can you do? Your father died with 10 centavos in his pocket.” So, what can I do? I worked.

    My mother sent my siblings to China where living standards were lower. She and I stayed in Cebu to work, and we sent them money regularly. My mother sold her jewelry. When that ran out, we sold roasted peanuts in the backyard of our much-smaller home. When that wasn’t enough, I opened a small stall in a palengke (market). I chose one among several palengkes a few miles outside the city because there were fewer goods available for the people there. I woke up at five o’clock every morning for the long bicycle ride to the palengke with my basket of goods. There, I set up a table about three feet by two feet in size. I laid out my goods-soap, candles, and thread-and kept selling until everything was bought. Why these goods? Because these were hard times and this was a poor village, so people wanted and needed the basics: soap to keep them clean, candles to light the night, and thread to sew their clothes. I was surrounded by other vendors, all of them much older. Many of them could be my grandparents. And they knew the ways of the palengke far more than a boy of 15, especially one who had never worked before. But being young had its advantages. I did not tire as easily, and I moved more quickly. I was also more aggressive.

    After each day, I would make about 20 pesos in profit! There was enough to feed my siblings and still enough to pour back into the business. The pesos I made in the palengke were the pesos that went into building the business I have today. After this experience, I told myself, “If I can compete with people so much older than me, if I can support my whole family at 15, I can do anything!” Looking back, I wonder, what would have happened if my father had not left my family with nothing? Would I have become the man I am? Who knows? The important thing to know is that life will always deal us a few bad cards. But we have to play those cards the best we can. And WE can play to win! This was one lesson I picked up when I was a teenager. It has been my guiding principle ever since. And I have had 66 years to practice self-determination. When I wanted something, the best person to depend on was myself. And so I continued to work.

    John Gokongwei lived on to be one of the Business Tycoons in our country. One thing we should reflect on his story is that everything could happen, we wil lost everything we have in an instant if we don't plan for the future. LIFE INSURANCE CAN SAVE US!

  5. #25

    Default Re: Life Insurance=Income Replacement

    what insurance comany ka ann?

  6. #26

    Default Re: Life Insurance=Income Replacement

    Hi Sis! I'm interested with your Insurance plan provider as well as the products they provide. I'd like to meet with you soon. Pm me your #. thanx!

  7. #27

    Default Re: Life Insurance=Income Replacement

    The John Gokongwei Story

    I was born to a rich Chinese-Filipino family. I spent my childhood in Cebu where my father owned a chain of movie houses, including the first air-conditioned one outside Manila. I was the eldest of six children and lived in a big house in Cebu ’s ForbesPark. A chauffeur drove me to school everyday as I went to San Carlos University, then and still one of the country’s top schools. I topped my classes and had many friends. I would bring them to watch movies for free at my father’s movie houses. When I was 13, my father died suddenly of complications due to typhoid. Everything I enjoyed vanished instantly. My father’s empire was built on credit. When he died, we lost everything-our big house, our cars, our business-to the banks. I felt angry at the world for taking away my father, and for taking away all that I enjoyed before. When the free movies disappeared, I also lost half my friends.

    On the day I had to walk two miles to school for the very first time, I cried to my mother, a widow at 32. But she said: “You should feel lucky. Some people have no shoes to walk to school. What can you do? Your father died with 10 centavos in his pocket.” So, what can I do? I worked.

    My mother sent my siblings to China where living standards were lower. She and I stayed in Cebu to work, and we sent them money regularly. My mother sold her jewelry. When that ran out, we sold roasted peanuts in the backyard of our much-smaller home. When that wasn’t enough, I opened a small stall in a palengke (market). I chose one among several palengkes a few miles outside the city because there were fewer goods available for the people there. I woke up at five o’clock every morning for the long bicycle ride to the palengke with my basket of goods. There, I set up a table about three feet by two feet in size. I laid out my goods-soap, candles, and thread-and kept selling until everything was bought. Why these goods? Because these were hard times and this was a poor village, so people wanted and needed the basics: soap to keep them clean, candles to light the night, and thread to sew their clothes. I was surrounded by other vendors, all of them much older. Many of them could be my grandparents. And they knew the ways of the palengke far more than a boy of 15, especially one who had never worked before. But being young had its advantages. I did not tire as easily, and I moved more quickly. I was also more aggressive.

    After each day, I would make about 20 pesos in profit! There was enough to feed my siblings and still enough to pour back into the business. The pesos I made in the palengke were the pesos that went into building the business I have today. After this experience, I told myself, “If I can compete with people so much older than me, if I can support my whole family at 15, I can do anything!” Looking back, I wonder, what would have happened if my father had not left my family with nothing? Would I have become the man I am? Who knows? The important thing to know is that life will always deal us a few bad cards. But we have to play those cards the best we can. And WE can play to win! This was one lesson I picked up when I was a teenager. It has been my guiding principle ever since. And I have had 66 years to practice self-determination. When I wanted something, the best person to depend on was myself. And so I continued to work.

    John Gokongwei lived on to become one of the country's most celebrated business tycoons. His story is an example that even the richest people in the world could fall. But the smartest people in the world plans for their future, so the fall would not be that hard at all.

    Get insured, NOW!

  8. #28

    Default Re: Life Insurance=Income Replacement

    Quote Originally Posted by wealthmass View Post
    what insurance comany ka ann?
    axa phils. Hehe

  9. #29

    Default Re: Life Insurance=Income Replacement

    Quote Originally Posted by jAnAsTy View Post
    Hi Sis! I'm interested with your Insurance plan provider as well as the products they provide. I'd like to meet with you soon. Pm me your #. thanx!
    u got pm sis.

  10. #30

    Default Re: Life Insurance=Income Replacement

    God gives us courage to challenge our giants.

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