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  1. #1

    Default metrobank ATM savings maintaining balance and service charge fee?


    ask lang ko i have a metrobank atm savings account din na below nako for 2,000 ky emergency lang last november nahabilin nga balance ky 100 nlng jd, din karon pa nko na ebanan balik ug deposit this december ug 2,200 para naa ko allowance if ever naa sila charge, naa ba deduction for not maintaining my balance? pila pd ang ang service charge fee ana? ako g check gnna ang balance 2,300 pa man wla my deduction, salamat happy new year

  2. #2
    murag if wala ko nasayop, 300 ang penalty pero I think ma penalty lang ka if below the required monthly ADB (average daily balance)

  3. #3
    ah salamat boss, in my case boss ma penaltyhan ba ko? sorry kaau wala jud ko alamag ani, ko lang glikayan nga ma below na pud nya ko sa ako 2000 balance ky 2,200 rato ang balance rn din wala pa deduction..

  4. #4
    ang sa bdo naa sad pinalty if ma below ka minimum nila?

  5. #5
    Quote Originally Posted by T-sizzle View Post
    ask lang ko i have a metrobank atm savings account din na below nako for 2,000 ky emergency lang last november nahabilin nga balance ky 100 nlng jd, din karon pa nko na ebanan balik ug deposit this december ug 2,200 para naa ko allowance if ever naa sila charge, naa ba deduction for not maintaining my balance? pila pd ang ang service charge fee ana? ako g check gnna ang balance 2,300 pa man wla my deduction, salamat happy new year
    from their website...
    Minimum maintaining balance = 2000
    Charges/fees below maintaining balance = 200

  6. #6
    Quote Originally Posted by iching View Post
    ang sa bdo naa sad pinalty if ma below ka minimum nila?
    for atm...
    https://bdo.com.ph/personal/accounts...nt/atm-savings

  7. #7
    Quote Originally Posted by MK View Post
    from their website...
    Minimum maintaining balance = 2000
    Charges/fees below maintaining balance = 200
    if mao ni ang sa metrobank, you should have at least 2000 (ADB) Average Daily Balance. Meaning, to come up a minimum of 2k average maintaining daily balance, you need to place higher than 2k (since 2k nmn ang minimum). Average daily balance ky mura ra summation of your daily balance for the whole month then divide it with the number of days of the given month.

    deduction of penalty sa metrobank:
    - not sure sa sched though pero "I've" tried nga ni deduct siya P300 the next day (working day). the account was below the maintaining balance for so many months ky if masudlan, i-withdraw dayon tanan pwede ma withdraw.
    P300 ang gi deduct ato. twice nahitabo.

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