mao nay prob sa bluecross. pulos reimbusement. mao bitaw mukuha ta ug health insurance para if naa kay medical emergency, we can avail of it with no cash out. sa bluecross dili ka maadmit not until you pay for the admission. what if you have no cash onhand so dili ka maadmit? and ila reimbusement is not 100%. if memory serves me right it was only 80% then dugay pajud kaau even small amounts lang like 1k+. this is reminiscent from my former company. australian pud based but operating here in cebu. we were the pioneers then about only 10 employees. we availed of bluecross tungod sa mga pasalig sa agent but dako hinuon kaau ug prob mi once we started to use our insurance. 3months ra mi niavail and immedietly transfered to maxicare. maau ug service ang maxicare namo. here in our current company intellicare mi and ok rapud ila coverage. kani lang basehe daan...bluecross, admission ka, cashout. maxicare and intellicare, no cashout.
