good morning bro. if you are really desperate on how to solve your problems on money. i can refer you to our financial adviser. no need to worry you don't have to pay for his service. i wnat you to talk to him. tell him what's your problem. he can really help you on that. i just once like you but hopefully naka-ekyas jud sa kalisod though naa pa gamay pero dili na preha sa una... tagae ko sa imo kontak para ma forward nako contact number sa ako financial adviser. y!m - e.latagaw fone - 09229034560 / 09186484218