Of the countless dog breeds that exist in our world, it could be said that few are as remarkable and eccentric as the world-renowned English Bulldog.
With their distinctive appearance, loyal nature, and unique personality traits, English Bulldogs have captured the hearts of many dog lovers around the globe.
However, owning one of these charming canines has advantages and challenges, especially in the Philippines.
An English Bulldog Owner's Perspective
As a proud pet owner of an English Bulldog named Maximus Tobias III, who just turned six this year, I can confidently attest to the joys and challenges... read more
Winners and participants of Bayad Sapat Dapat Comprehensive School Program - Quiz Bee on Financial Literacy at Mandaue City Central School, Mandaue City, Cebu.
With the lingering economic disruptions caused by the COVID-19 pandemic, 2023 was a financially challenging year for Filipinos. According to Bangko Sentral ng Pilipinas, the inflation rate has climbed from 2.4 percent in 2020 to 6.0 percent in 2023, the highest inflation rate recorded in 15 years.
It is in this light that Bayad - the pioneer and industry leader in bill payments, and the Department of Education (DepEd), amplifies its advocacy on Financial Literacy through its continuous implementation of “Bayad Sapat Dapat,” a comprehensive school program that aims to reinforce the importance of financial literacy and money management in the formation years of Filipino students.
“Bayad Sapat Dapat” is centered on helping the youth develop a financial mindset that everything must be economically and sufficiently enough, empowering households and communities to foster economic resilience amidst unprecedented financial situations.
Now in its 5th year, the program highlights a Financial Literacy Quiz Bee, covering a series of questions on financial management, savings, and priority-setting. The quiz bee was held last May 3, 2024, at Mandaue City Central School, Mandaue City, Cebu, under the supervision of Bayad, DepEd, and Marylindbert International, Inc.
Out of 3000 students in all divisions of Region 7, 43 were chosen as finalists, where Shandy Monica Taborada, a Grade 12 student from Mandaue City Science High School, emerged as this year’s Bayad Sapat Dapat Quiz Bee Champion.
Shandy shared, “Participating in the Bayad Sapat Dapat Quiz Bee extends beyond just winning the competition. It enabled us students to expand our understanding of the key financial principles and improve our decision-making skills, such as prioritizing needs over wants, deciding how and when to save and spend, comparing costs before a big purchase, and planning for short-term and long-term financial goals. I hope that in the future, this program will reach a wider platform to continue to empower students like me to be more responsible for their finances.”
Joining Shandy in the roster of financial literacy champions are the 2nd place winner - Christine Ella Dabuco Fuentesfrom Lahug Night High School of Cebu City, 3rd place winner -Anthony Tenebroso from Ramon Teves Pastor Memorial Dumaguete Science High School of Negros Oriental, 4th place winner - Jinky O. Casio from Science and Technology Education Center of *Lapu-Lapu City, and 5th place winner - Cherry Mae Decena from MaboloNational High School of Cebu City.
Mandaue City Science High School Principal Leslie Joy R. Paňa said, “Now more than ever, DepEd is steadfast in driving forth the Financial Education Policy in the K to 12 Curriculum. This is why we proactively support the Bayad Sapat Dapat Comprehensive School Program as we harmonize our efforts in raising a generation of financially literate individuals who can navigate the concepts of budgeting, saving, investing, and debt management, enabling them to build a foundation for long-term financial stability and independence.”
Bayad’s AVP and Head for Corporate Branding & Marketing Services Wendell Kristian P. Labre underscored, “The increased financial vulnerabilities that we face nowadays has prompted Bayad to bring the nation’s financial awareness to the next level. Together with the Department of Education, we are even more committed to upholding the financial health of Filipino households and communities by empowering the youth to make wise financial decisions.”
Bayad Chief Commercial and Marketing Officer Dennis S. Gatuslao also stressed, “It is crucial that, at this point, students take into heart the importance of financial literacy in our country's economic recovery. We believe that through our collaborative efforts with DepEd, we will continue to intensify learning and promote financial wellness in Filipino homes.”
Lastly, Bayad President and CEO Lawrence Y. Ferrer shared, “Our goal in Bayad has permanently been anchored on elevating the standard of living of Filipinos. We continue to amplify our advocacy on Financial Literacy to expose students early on to wise financial habits. We are one with DepEd in shaping the next generation of influential decision-makers who can confidently approach significant life choices in the future.
About Bayad
Bayad is the pioneer and trusted brand in the outsourced payment collection service in the Philippines, aggregating a multitude of billers into a robust system that is now being used by over 400,000 physical touchpoints and millions of customers of leading digital and mobile platforms across the country. Formerly known as Bayad Center, it continues to trailblaze the industry as it evolves from an over-the-counter payment center into a full-service fintech company, offering a whole suite of financial products & services available to consumers and businesses.